There are a lot of different ways to finance your car so let’s keep it simple
A personal car loan is the most common type of car finance product. This is where the vehicle will be used mainly for personal use. You can choose either a secured car loan or an unsecured car loan, depending on what benefits are most important to you. The secured loan will normally mean lower interest rates as the lender holds security over the loan, whereas with an unsecured loan the lender doesn’t hold the title on the car and you’ll generally be able to pay out early with no penalty at all.
Some of the key features of secured or unsecured car loans are:
- Make extra repayments if you like
- Finance any age car anywhere in Australia
- Available for dealer, auction and private sales
- Flexible loan terms available (from 1-7 years)
- Balloon (residual) options available
- Rates and payments are fixed over the term of the loan
- Pay it off faster to save interest
- Finance the full purchase price or chip in some deposit
Drive Your Dreams with Finance101’s Car Loans
At Finance101, we believe that getting behind the wheel of your dream car should be simple, fast, and stress-free. Our car loans are designed to put you in the driver’s seat, with flexible options tailored to your unique needs. Whether you’re eyeing a sleek new model or a reliable used car, we’ll work hard to secure a competitive deal that fits your lifestyle and budget. No confusing jargon, no hidden fees – just clear, honest support from a dedicated Australian-based team that genuinely cares about your journey.
Customised Car Loan Solutions Built Around You
No two drivers are the same – and neither are our car loans. At Finance101, we take the time to understand your financial goals, so we can match you with a loan that’s just right. Our experienced brokers tap into an extensive network of lenders to find competitive rates and repayment plans that work for you. Need a lower deposit, faster approval, or more flexible repayments? We’ve got you covered. Our local, Brisbane-based team is here to help you hit the road with confidence.
Fast Approvals, No Roadblocks
We know you don’t want to spend weeks waiting for approval – and with Finance101, you won’t have to. Our streamlined application process is designed to get you on the road faster. From the moment you reach out, our expert brokers get to work, cutting through the red tape so you don’t have to. We handle the paperwork, chase up the lenders, and keep you in the loop every step of the way. All you have to do is choose your car and get ready to drive.
Your Local Team, Your Trusted Partner
When you choose Finance101, you’re not just getting a car loan – you’re getting a partner who’s with you from start to finish. We’re a 100% Australian-based brokerage with a passion for helping everyday Aussies achieve big goals. From first-time car buyers to seasoned drivers upgrading their ride, our team works tirelessly to deliver great outcomes. With Finance101, you’ll get clear guidance, personalised support, and a better deal on your car loan – because that’s what good, honest service looks like.